What is accumulation phase?

Accumulation phase has two meanings for investors and those saving for retirement. It refers to the period when an individual is working and planning and ultimately building up the value of their investment through savings. The accumulation phase is then followed by the distribution phase, in which retirees begin accessing and using their funds.

What is accumulation phase of annuity?

The accumulation happens ahead of the distribution phase when they are retired and spending the money. Accumulation phase also refers to a period when an annuity investor is beginning to build up the cash value of the annuity. (The annuitization phase, when payments are dispersed, follows the accumulation period.)

What is a cup-and-handle pattern during the accumulation phase?

Figure 2: Cup-and-handle pattern during the accumulation phase. The accumulation phase can wear down your capital as the price will swing in both directions. Sometimes it is useful to add an indicator to help identify non-trending conditions.

What is capital accumulation?

Capital accumulation is an increase in capital from investments. In other words, its the accumulation of value from an investment and is calculated as the current value of the investment minus the initial investment. What Is the Accumulation Phase? The accumulation phase is the period when contributions are made into an account, such as an annuity.